TaxPremia | Income Tax & GST Guide

Complete Tax Saving Illustration Under Old Regime (80C + 80D + HRA Explained 2026) Old Tax Regime mein 80C, 80D aur HRA ke through kitna tax bacha sakte hain? Bahut se salaried individuals deductions ko sahi se optimise nahi kar paate hain aur extra tax dete hain। Is detailed 2026 illustration mein hum ₹15 lakh salary wale case ke saath pura calculation kar ke bata rahe hain ki 80C, 80D aur HRA ka sahi use karne par kitna tax saving ho sakta hai। 📄 ₹399 – ITR Filing (Salaried) Case Study Assumptions (₹15 Lakh Salary) Basic Salary: ₹7,00,000 HRA Received: ₹3,00,000 (Rent Paid ₹2,30,000 yearly) 80C Investment: ₹1,50,000 (PF + ELSS + LIC) 80D (Medical Insurance): ₹25,000 Home Loan Interest: ₹2,00,000 (Self-occupied property) Old Regime Calculation (Step-by-Step) Step 1: HRA Exemption HRA Exemption = Minimum of (Actual HRA, 50% of Basic Salary in metro, Rent paid - 10% of Basic) Calculation: ₹76,000 (approx) Step 2: 80C Deduction Maximum ₹1,50,000 (PF, ELSS,...

Salary Credit Ho Rahi Hai, Par Tax Kat Nahi Raha – Kya Ye Safe Hai? Bahut saare salaried log ye dekhkar relax ho jaate hain ki salary credit ho rahi hai, par TDS nahi kat raha. Lekin yeh galat hai kyunki income tax rule ke according TDS katna compulsory hota hai। Is blog mein hum is confusion ko simple language mein clear karte hain। 📄 ₹399 – File Your ITR Now 💡 Important Tip: TDS na katne ka matlab yeh nahi ki tax nahi dena padega। Aapko estimated tax calculate karke advance tax ya ITR mein tax pay karna pad sakta hai। Sahi records rakhna zaroori hai। Salary Par TDS Kyun Katna Chahiye? Employer salary se TDS kat-ta hai taaki aapka tax payable zero ho sake ya kam rahe। Agar TDS nahi kat raha toh aapko khud tax calculate kar ke pay karna pad sakta hai। Common Reasons TDS Nahi Kat-ta Basic exemption limit se zyada salary nahi hai Employer ne TDS nahi kat-ta (galti se) Multiple employers hone par TDS calculation galat ho Investment proofs submit ...