Salary Credit Ho Rahi Hai, Par Tax Kat Nahi Raha – Kya Ye Safe Hai?

Bahut saare salaried log ye dekhkar relax ho jaate hain ki
salary to aa rahi hai, par TDS nahi kat raha.

Lekin andar hi andar ek doubt hota hai:

“Income tax baad me problem to nahi karega?”

Is blog me isi confusion ko simple language me clear karte hain 👇

► TDS na katna kya matlab rakhta hai
► Kab ye normal hota hai
► Kab ye risky ho sakta hai
► Aapko kya check karna chahiye

▶ Salary Par TDS Kyun Kat Ta Hai?

Employer salary par TDS tab kaat ta hai jab:

► aapki estimated annual income
► basic exemption limit se zyada ho

Agar employer ko lagta hai ki
tax payable zero hoga,
to TDS nahi kat ta.

Isliye TDS na katna automatically galat nahi hota.

▶ Kab TDS Na Katna Normal Hai?
Neeche situations me TDS na katna normal ho sakta hai:

► Annual income basic exemption limit ke andar ho
► Aapne investment proofs submit kiye ho
► Employer ne correct tax calculation ki ho

Is case me: ► panic karne ki zaroorat nahi

► lekin check karna zaroori hai

▶ Kab Ye Situation Risky Ho Jaati Hai?
Problem tab hoti hai jab:

► Aapke paas multiple income sources ho
► Bank interest ya side income ho
► Employer ko full income ka idea na ho
Is case me: ► TDS nahi kat ta
► Lekin year end me tax payable nikal aata hai
Aur phir: ► interest lag sakta hai
► advance tax issue aa sakta hai

▶ Aapko Kya-Kya Check Karna Chahiye?
Har salaried person ko ye cheezein check karni chahiye:

► Annual gross salary
► Bank interest (FD / savings)
► Other income (freelance, rent, etc.)
► Section 80C / 80D investments

Sirf payslip dekhna kaafi nahi hota.

▶ Simple Safety Tip
Agar aapko lagta hai ki: 
► TDS kam kat raha hai
ya
► kat hi nahi rahaTo: 
► khud se ek rough tax calculation kar lo
► zarurat ho to voluntary tax pay kar do

Ye habit future ka headache bachaa sakti hai.

Conclusion

Salary par TDS na katna
hamesha relief nahi hota.

Kabhi-kabhi ye: 
► incomplete calculation ka signal hota hai

Thoda sa self-check
future me notice aur interest se bacha sakta hai.

Disclaimer

Ye article sirf general information aur awareness ke liye likha gaya hai.
Income tax rules time-to-time change hote rehte hain.
Is content ko professional tax advice na samjha jaye.
Koi bhi income tax related decision lene se pehle
qualified tax professional se consult zaroor karein.

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