TaxPremia | Income Tax & GST Guide

Complete Tax Saving Illustration Under Old Regime (80C + 80D + HRA Explained 2026) Old Tax Regime mein 80C, 80D aur HRA ke through kitna tax bacha sakte hain? Bahut se salaried individuals deductions ko sahi se optimise nahi kar paate hain aur extra tax dete hain। Is detailed 2026 illustration mein hum ₹15 lakh salary wale case ke saath pura calculation kar ke bata rahe hain ki 80C, 80D aur HRA ka sahi use karne par kitna tax saving ho sakta hai। 📄 ₹399 – ITR Filing (Salaried) Case Study Assumptions (₹15 Lakh Salary) Basic Salary: ₹7,00,000 HRA Received: ₹3,00,000 (Rent Paid ₹2,30,000 yearly) 80C Investment: ₹1,50,000 (PF + ELSS + LIC) 80D (Medical Insurance): ₹25,000 Home Loan Interest: ₹2,00,000 (Self-occupied property) Old Regime Calculation (Step-by-Step) Step 1: HRA Exemption HRA Exemption = Minimum of (Actual HRA, 50% of Basic Salary in metro, Rent paid - 10% of Basic) Calculation: ₹76,000 (approx) Step 2: 80C Deduction Maximum ₹1,50,000 (PF, ELSS,...

New vs Old Tax Regime: Kaun Sa Option Aapke Liye Better Hai? (Simple Comparison 2026) Income tax file karte waqt sabse common confusion hota hai – New Tax Regime choose karein ya Old Tax Regime? Bahut log default option select kar lete hain, jiska result mein extra tax payment ho jata hai। 📄 ₹399 – File Your ITR Now 💡 Important Tip: New Regime mein tax rates lower hain lekin deductions aur exemptions allowed nahi hain। Old Regime mein deductions claim kar sakte hain lekin tax rates higher hote hain। Aapke income aur deductions ke hisaab se decide karein। New vs Old Tax Regime – Simple Comparison (2026) Parameter New Tax Regime Old Tax Regime Tax Rates Lower Higher Deductions (80C, 80D, HRA etc.) Not Allowed (except standard deduction) Fully Allowed Exemptions (HRA, Leave Travel, Gratuity) Not Allowed Allowed Best For Low deduction wale log High deduction wale log (HRA, Home Loan, 80C) Filing Simple Complex (proofs needed) Real Life Sala...