Posts

Showing posts with the label Savings Account Interest

Bank Interest Par Income Tax Kaise Lagta Hai? (Savings FD Interest Explained)

Bank Interest Par Income Tax Kaise Lagta Hai? (Savings & FD Interest Explained 2026) Bahut saare log ITR file karte waqt bank interest ko ignore kar dete hain. Lekin yeh galat hai kyunki savings account interest aur FD interest par tax lag sakta hai। Is blog mein hum simple language mein samjhayenge ki bank interest par tax kaise lagta hai aur ise sahi se declare kaise karein। ๐Ÿ“„ ₹399 – File Your ITR Now ๐Ÿ’ก Important Tip: Normal individual ke liye savings account interest par ₹10,000 tak deduction (Section 80TTA) milta hai. Senior citizens ke liye ₹50,000 tak (Section 80TTB) milta hai। Bank Interest Par Tax Rules (2026) Savings account aur Fixed Deposit (FD) interest taxable income hai। Lekin kuch exemptions aur deductions available hain jo aap claim kar sakte hain। Exemption Limits – Simple Table Category Deduction Limit Section Normal Individual ₹10,000 (Savings Interest) 80TTA Senior Citizen (60+) ₹50,000 (Savings + FD Interest) 80TTB Su...