TaxPremia | Income Tax & GST Guide

Section 80D & Section 80CCD Explained – Health Insurance & NPS Tax Benefits in India (FY 2025-26) Agar aap apna income tax legally reduce karna chahte ho, to Section 80D aur Section 80CCD sabse powerful deductions me se hain. Health insurance aur NPS investment dono hi aapko double benefit dete hain — tax saving + financial security. Is complete guide me hum dono sections ko simple Hinglish me samjhenge with examples, limits aur smart planning tips. File Your ITR @ ₹399 Tax Consultation @ ₹149 Free WhatsApp Help Explore All Tax Services Section 80D – Health Insurance Deduction Section 80D ke under aap health insurance premium par tax deduction claim kar sakte ho. Yeh ek aisa deduction hai jo aapki health security ke saath tax saving bhi karta hai. Deduction Limits Self + Family → ₹25,000 Parents ( Parents (Senior Citizen) → ₹50,000 Self (Senior Citizen) → ₹50,000 Maximum deduction = ₹1,00,000 Preventive Health Check-up ₹5,000 tak health...

Old vs New Tax Regime 2026 – Salary ₹12 Lakh Case Study (Full Calculation with Illustration) Old vs New Tax Regime 2026 mein confusion ab bhi bahut hai, khas kar salary ₹12 lakh wale taxpayers mein। HRA, Home Loan Interest, 80C aur 80D jaise deductions ke saath kaunsa regime better hai? Is detailed case study mein hum ₹12 lakh salary ke saath pura calculation kar ke bata rahe hain। 📄 ₹399 – ITR Filing (Salaried) Old vs New Tax Regime 2026 – Quick Overview New Regime default hai aur isme slabs lower hain lekin zyadatar deductions nahi milte। Old Regime mein deductions (80C, 80D, HRA, Home Loan Interest etc.) milte hain lekin slabs thode higher hain। ₹12 Lakh Salary Case Study – Full Calculation Assumptions: Basic Salary ₹8,00,000, HRA ₹2,00,000, Medical Insurance ₹25,000, Home Loan Interest ₹2,00,000, 80C Investment ₹1,50,000 Old Regime Calculation Gross Salary: ₹12,00,000 HRA Exemption: ₹1,56,000 (approx) Standard Deduction: ₹75,000 80C Deduction: ₹1,50,000 Ho...

Complete Tax Saving Illustration Under Old Regime (80C + 80D + HRA Explained 2026) Old Tax Regime mein 80C, 80D aur HRA ke through kitna tax bacha sakte hain? Bahut se salaried individuals deductions ko sahi se optimise nahi kar paate hain aur extra tax dete hain। Is detailed 2026 illustration mein hum ₹15 lakh salary wale case ke saath pura calculation kar ke bata rahe hain ki 80C, 80D aur HRA ka sahi use karne par kitna tax saving ho sakta hai। 📄 ₹399 – ITR Filing (Salaried) Case Study Assumptions (₹15 Lakh Salary) Basic Salary: ₹7,00,000 HRA Received: ₹3,00,000 (Rent Paid ₹2,30,000 yearly) 80C Investment: ₹1,50,000 (PF + ELSS + LIC) 80D (Medical Insurance): ₹25,000 Home Loan Interest: ₹2,00,000 (Self-occupied property) Old Regime Calculation (Step-by-Step) Step 1: HRA Exemption HRA Exemption = Minimum of (Actual HRA, 50% of Basic Salary in metro, Rent paid - 10% of Basic) Calculation: ₹76,000 (approx) Step 2: 80C Deduction Maximum ₹1,50,000 (PF, ELSS,...