Complete Tax Saving Illustration Under Old Regime (80C + 80D + HRA Explained)
Complete Tax Saving Illustration Under Old Regime (80C + 80D + HRA Explained 2026) Old Tax Regime mein 80C, 80D aur HRA ke through kitna tax bacha sakte hain? Bahut se salaried individuals deductions ko sahi se optimise nahi kar paate hain aur extra tax dete hain। Is detailed 2026 illustration mein hum ₹15 lakh salary wale case ke saath pura calculation kar ke bata rahe hain ki 80C, 80D aur HRA ka sahi use karne par kitna tax saving ho sakta hai। 📄 ₹399 – ITR Filing (Salaried) Case Study Assumptions (₹15 Lakh Salary) Basic Salary: ₹7,00,000 HRA Received: ₹3,00,000 (Rent Paid ₹2,30,000 yearly) 80C Investment: ₹1,50,000 (PF + ELSS + LIC) 80D (Medical Insurance): ₹25,000 Home Loan Interest: ₹2,00,000 (Self-occupied property) Old Regime Calculation (Step-by-Step) Step 1: HRA Exemption HRA Exemption = Minimum of (Actual HRA, 50% of Basic Salary in metro, Rent paid - 10% of Basic) Calculation: ₹76,000 (approx) Step 2: 80C Deduction Maximum ₹1,50,000 (PF, ELSS,...