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NRO Account Interest Par TDS aur Tax – Complete Guide 2026 (NRIs Ke Liye) NRO account mein interest aane par bahut se NRIs confuse ho jaate hain ki ispar tax kaise lagta hai, TDS kat-ta hai ya nahi, aur ITR mein kaise declare karein। Is complete guide mein hum simple language mein sab clear karte hain। 📄 ₹399 – File Your ITR Now 💡 Important Tip: NRO account ka interest taxable hai। TDS 30% + surcharge + cess kat sakta hai, lekin DTAA claim karke aur sahi ITR filing se aap tax liability bahut kam kar sakte hain। NRO Account Interest Par Tax Rules (2026) NRO (Non-Resident Ordinary) account ka interest "Income from Other Sources" ke under aata hai aur fully taxable hota hai। NRE account ke interest se bilkul alag hai (NRE interest tax-free hai)। TDS Rates on NRO Interest Particulars TDS Rate Normal NRI 30% + Surcharge + Cess DTAA Country ka NRI (TRC + Form 10F ke saath) DTAA rate (usually 10-15%) Senior Citizen NRI Same as above (extra...

Bank Interest Par Income Tax Kaise Lagta Hai? (Savings & FD Interest Explained 2026) Bahut saare log ITR file karte waqt bank interest ko ignore kar dete hain. Lekin yeh galat hai kyunki savings account interest aur FD interest par tax lag sakta hai। Is blog mein hum simple language mein samjhayenge ki bank interest par tax kaise lagta hai aur ise sahi se declare kaise karein। 📄 ₹399 – File Your ITR Now 💡 Important Tip: Normal individual ke liye savings account interest par ₹10,000 tak deduction (Section 80TTA) milta hai. Senior citizens ke liye ₹50,000 tak (Section 80TTB) milta hai। Bank Interest Par Tax Rules (2026) Savings account aur Fixed Deposit (FD) interest taxable income hai। Lekin kuch exemptions aur deductions available hain jo aap claim kar sakte hain। Exemption Limits – Simple Table Category Deduction Limit Section Normal Individual ₹10,000 (Savings Interest) 80TTA Senior Citizen (60+) ₹50,000 (Savings + FD Interest) 80TTB Su...