ITR Filed but Refund Not Received – Kya Karein? (Simple Guide)

Bahut saare taxpayers ka common issue hota hai ki Income Tax Return (ITR) file karne ke baad refund nahi aata.
Return successfully file ho jaata hai, acknowledgement bhi mil jaati hai, lekin weeks ya months tak refund credit nahi hota.
Agar aap bhi isi problem se pareshan hain, to ghabrane ki zarurat nahi hai. Is article me hum step-by-step samjhenge ki refund delay kyun hota hai aur ab kya karna chahiye.
Income Tax Refund Delay Kyun Hota Hai?
Refund delay hone ke kuch common reasons hote hain:
ITR verify nahi hua
Bank account details galat hain
PAN aur Aadhaar link nahi hai
Department ne clarification maangi hai
Processing abhi pending hai
Zyadatar cases me problem simple hoti hai, bas check karna hota hai.
Step 1: ITR Status Check Karein
Sabse pehle ye confirm karein ki aapka ITR process hua hai ya nahi.
Income Tax portal par login karein
“View Filed Returns” section me jaayein
ITR status check karein
Agar status me “Processed” likha hai, tabhi refund aage badhega.
Step 2: ITR Verification Complete Hai Ya Nahi
Agar aapne return file to kar diya lekin verify nahi kiya, to refund nahi milega.
Verification ke options:
Aadhaar OTP
Net banking
Bank account validation
Agar verification pending hai, to turant complete karein.

Step 3: Bank Account Details Check Karein
Refund sirf pre-validated bank account me hi aata hai.
Check karein:
Account number sahi hai ya nahi
IFSC code correct hai ya nahi
Account “Validated” status me hai ya nahi
Galat bank details refund delay ka sabse common reason hota hai.
Step 4: Income Tax Notice To Nahi Aaya?
Kabhi-kabhi department refund se pehle notice issue karta hai.
Portal par:
“e-Proceedings”
“Pending Actions”
section check karein.
Agar notice ka reply pending hai, to pehle uska response submit karna hoga.
Refund Kab Tak Aata Hai?
Normally:
Processing ke baad 15–45 din me refund aa jata hai
Agar isse zyada time ho gaya hai aur sab kuch correct hai, to next step lena chahiye.
Step 5: Refund Delay Ke Liye Kya Karein
Agar:
ITR processed hai
Verification complete hai
Bank details correct hain
Phir bhi refund nahi aaya, to:
Income Tax portal par grievance raise kar sakte hain
CPC Bangalore ke status ka wait karein
Usually grievance ke baad issue resolve ho jaata hai.
Common Mistakes Jo Log Kar Dete Hain
Verification bhool jaate hain
Galat bank account add kar dete hain
Notice ignore kar dete hain
Roz-roz portal check karke panic karte hain
Thoda patience + sahi checking se problem solve ho jaati hai.

Conclusion:-
ITR file karne ke baad refund delay hona common problem hai, lekin zyada cases me reason simple hota hai.
Agar aapne verification, bank details aur notice properly check kar liya hai, to refund aa hi jata hai.
Panic karne ke bajay step-by-step process follow karein.
Disclaimer:-
Ye article general information ke purpose se likha gaya hai. Income tax rules time-to-time change hote rehte hain. Kisi bhi final action se pehle official income tax portal ya qualified tax professional se salah lena better hota hai.



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